2025 401 K Catch Up Limit

2025 401 K Catch Up Limit. In 2025, the 401(k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024. The 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions.

Eligible taxpayers may contribute up to $23,500 to their 401(k) plan during the year. Starting in 2025, employees can sock away up to $23,500 in their 401(k)s.